Two Way Giveaway Mechanics

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This promo is open to all new and existing individual/joint personal CA/SA (Current Account/ Savings Account), SA FCDU (Savings Account -Foreign Currency Deposit Unit) accounts, and new Auto and Housing loan availments of individual borrowers nationwide.
To earn raffle entries :

For new and existing deposit accounts

Every month-end CA/SA Month-to-date Average Daily Balance increment of Php10,000 or its FCDU

equivalent over the base Month-to-date Average Daily Balance will receive one raffle entry. Base Month-to

date Average Daily Balance (MTD-ADB) is June 30, 2009.

Computation for Monthly Raffle Entry

MTD-ADB = Amount of Deposit X No. of Calendar Days deposited in account

No. of Calendar Days in a month

No. of Raffle Entry = MTD-ADB

10,000

For example, the no. of raffle entry for a P20,000 amount deposited on July 10 can be computed as follows:

MTD-ADB = 20,000 x 21 days (31 days in July – 10 days)

31 days

= P13,548

No. of Raffle Entry = P13,548 or 1 raffle entry

10,000

Computation for Grand Prize Raffle Entry

6 months ADB = Amount of Deposit X No. of Calendar Days deposited in account

No. of Calendar Days of Promo Period

No. of Raffle Entry = 6 months ADB July 1-Dec. 31

10,000

For example, the no. of raffle entry for a P20,000 amount deposited on July 10 can be computed as follows:

6 months ADB = 20,000 x 174 days (184 days from July to Dec. – 10 days)

184 days

= P18,913.04

No. of Raffle Entry = P18,913.04 or 1 raffle entry

10,000

For new loans

Every Php100,000 availment of new Housing and Auto loans within the promo period will receive one raffle entry,

excluding Refinancing of outstanding loans with RCBC Savings Bank and Construction Loans.

One additional raffle entry will be earned for a new CA/SA account opened together with the new Housing

or Auto loan.

No raffle entry will be earned for a fraction of the qualifying amounts.

Deposits should be maintained and loans should be current as of draw dates with no missed monthly amortizations within the promo period.

Qualifiers may check their raffle entries at the RCBC Savings Bank business center and consumer lending center of their account/s.

Raffle prizes as follows :

		CA/SA/FCDU DEPOSITS			LOANS
MONTH	DRAW DATES	BASE MTD-ADB	MONTH END MTD-ADB	PRIZES	BOOKING DATES	PRIZES
1	Aug. 14, 2009	June 30, 2009	July 31, 2009	1 Winner of Samsung 32” LCD TV 1 Winner of Samsung Home Theater 1Winner of Whirlpool 10.5 CU FT Ref 1Winner of Carrier Split Type 1.5HP Aircon 1 Winner of Whirlpool 10.5 KG Washing Machine	Jul.1-31, 2009	1 Winner of Samsung 32” LCD TV 1 Winner of Samsung Home Theater 1Winner of Whirlpool 10.5 CU FT Ref 1Winner of Carrier Split Type 1.5HP Aircon 1 Winner of Whirlpool 10.5 KG Washing Machine
2	Sept.11, 2009	June 30, 2009	August 31, 2009	1 Winner of Samsung 32” LCD TV 1 Winner of Samsung Home Theater 1Winner of Whirlpool 10.5 CU FT Ref 1Winner of Carrier Split Type 1.5HP Aircon 1 Winner of Whirlpool 10.5 KG Washing Machine	Aug.1-30, 2009	1 Winner of Samsung 32” LCD TV 1 Winner of Samsung Home Theater 1Winner of Whirlpool 10.5 CU FT Ref 1Winner of Carrier Split Type 1.5HP Aircon 1 Winner of Whirlpool 10.5 KG Washing Machine
3	Oct. 9, 2009	June 30, 2009	September 30, 2009	1 Winner of Samsung 32” LCD TV 1 Winner of Samsung Home Theater 1Winner of Whirlpool 10.5 CU FT Ref 1Winner of Carrier Split Type 1.5HP Aircon 1 Winner of Whirlpool 10.5 KG Washing Machine	Sept.1-30, 2009	1 Winner of Samsung 32” LCD TV 1 Winner of Samsung Home Theater 1Winner of Whirlpool 10.5 CU FT Ref 1Winner of Carrier Split Type 1.5HP Aircon 1 Winner of Whirlpool 10.5 KG Washing Machine
4	Nov. 13, 2009	June 30, 2009	October 31, 2009	1 Winner of Samsung 32” LCD TV 1 Winner of Samsung Home Theater 1Winner of Whirlpool 10.5 CU FT Ref 1Winner of Carrier Split Type 1.5HP Aircon 1 Winner of Whirlpool 10.5 KG Washing Machine	Oct.1-31, 2009	1 Winner of Samsung 32” LCD TV 1 Winner of Samsung Home Theater 1Winner of Whirlpool 10.5 CU FT Ref 1Winner of Carrier Split Type 1.5HP Aircon 1 Winner of Whirlpool 10.5 KG Washing Machine
5	Dec.11, 2009	June 30, 2009	November 30, 2009	1 Winner of Samsung 32” LCD TV 1 Winner of Samsung Home Theater 1Winner of Whirlpool 10.5 CU FT Ref 1Winner of Carrier Split Type 1.5HP Aircon 1 Winner of Whirlpool 10.5 KG Washing Machine	Nov.1-30, 2009	1 Winner of Samsung 32” LCD TV 1 Winner of Samsung Home Theater 1Winner of Whirlpool 10.5 CU FT Ref 1Winner of Carrier Split Type 1.5HP Aircon 1 Winner of Whirlpool 10.5 KG Washing Machine
6	Jan. 15, 2010	June 30, 2009	YTD-ADB July 1-December 31, 2009	Honda Civic 1.8 V Matic	Jul.1-Dec. 31, 2009	Honda Civic 1.8 V Matic

A participant can win only once in the monthly raffle draws. In the event that his name is drawn more than once within the same raffle, he gets the prize with the higher value. Both winning and non-winning monthly entries can still qualify for the Grand Raffle on January 15, 2010, provided qualifying ADB is maintained.

Winning entries will be electronically drawn on the second Friday of each month beginning August 2009 until January 2010 at RCBC Savings Bank Philippine Stock Exchange Centre West Tower, Ortigas, Pasig City.

All prizes are tax-paid by RCBC Savings Bank and are transferable but not convertible to cash. Car registration to be shouldered by the winner.

Winners will be notified through registered mail and their names will be published in a leading newspaper. Winners must agree to have their names, addresses, and photos included in winners advertisements and other related materials.

Winners may claim their prizes within 60 days from the end of the promo period at the business center or consumer lending center of their account/s. To claim prizes, winners must present a valid id (Passport, Driver’s License, Company ID, etc) and the registered mail. Prizes not claimed within this period shall be forfeited with prior DTI approval.

This promo cannot be availed with other RCBC Savings Bank promotion/s..

All employees of RCBC Savings Bank, their subsidiaries and advertising/promotions agencies, and their relatives up to second degree of consanguinity or affinity are disqualified from this promo.

In case of dispute, RCBC Savings Bank's decision will be deemed final with the concurrence of DTI.

Per DTI NCR Permit No. 3044, Series of 2009.

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