RCBC Savings Bank

WISE Savings Account

Grow your child's savings to greater heights

  • Allow your kids to start building their savings for as low as Php 100 initial deposit
  • Earns interest that is credited quarterly subject to withholding tax and meeting the minimum balance requirement
  • Enjoy free first-year personal accident insurance coverage for initial deposit of at least Php 1,000
  • Get 24/7 access via our online and mobile banking facilities and wide branch and ATM network
  • Avail of perks and discounts from partner merchants
Minimum Initial Deposit Php 100
Minimum Maintaining Balance None
Minimum Average Daily Balance to Earn Interest Php 5,000
Interest Rate 0.15% per annum
Transaction Record
ATM Card
Checkbook -


Complete Requirements

Gather all original requirements needed


Prepare Funds

Ready the initial deposit of your chosen account


Visit any of our Branches

Open your account at any RCBC Savings Bank branch near you

I'm a Filipino, what are my requirements?
I'm a Foreigner, what are my additional requirements?
  • Passport issued by your originating country
  • Alien Certificate of Registration
List of Valid IDs
  • Passport
  • Driver's License
  • Professional Regulations Commissions (PRC)
  • National Bureau of Investigation (NBI) Clearance
  • New Postal ID
  • SSS Card
  • Philippine Unified Multi-Purpose ID
  • Seaman's Book
  • PAG-IBIG (HDMF) - Plastic card type
  • Integrated Bar of the Philippines
  • Senior Citizen Card
  • Philhealth ng Bayan Card
  • GSIS e-Card
  • School ID
  • Police Clearance
  • Government Offices IDs (GOCC, AFP etc)
  • National Council for Disabled Affairs (NCDA)
  • DSWD Certification
  • ID issued by Covered persons registered with and supervised or regulated by the Bangko Sentral, SEC or lC
  • OFW ID
  • Barangay Clearance
  • Marina ID
  • Secondary IDs - Pag-ibig / HDMF (Cardboard), Postal ID (cardboard), Tax Identification ID (Cardboard), Voter's ID (cardboard), Philhealth ID (Cardboard)
  • If the address of the customer is not indicated in the ID presented, the branch may require another ID or other certifiable proof of address, e.g., SOA, billing statements, NBI/Police clearance, etc.

Who are eligible to open a WISE Savings Account?

This account is open to all individual account holders aged 21 years and below.

Can I make a deposit to or withdrawal from my account at any branch of RCBC Savings Bank?

Yes. Deposits and withdrawals can be made over-the-counter at any RSB branch. You may also withdraw, transfer funds and pay bills through ATMs. Fund transfers and bills payment can also be made through our online banking facility.

Is there a withdrawal limit per month or an accumulation within the year?

None. Clients may enjoy unlimited over-the-counter withdrawals and still earn interest as long as the required balance is maintained.

Is it insured by the PDIC?

Yes. Up to P500,000 per depositor.

What are the bank fees and charges?

Corresponding fees are listed below.

Replacement of ATM Card Php 150
Replacement of Passbook Php 200
Bank Certification Php 250
Bank Guarantee Php 200
Bank Statement Php 11.00 / page
Over-the-Counter Peso Cash Withdrawal (Interregional)Php 100
Over-the-Counter Peso Cash Deposit (Interregional)Php 50
Over-the-Counter Peso Cash Withdrawal (Interbranch)Php 50

Ready to open an account?

Open an Account Visit any branch near you

What are you looking for?