RCBC Savings Bank

Home Loans

Believe in independence. We’re here to help you move out and move in sooner.

  • Get up to 80% of the appraised value of your property
  • Protect your investment with special insurance packages from Malayan Insurance Co.
  • Hassle-free payments with the Automatic Debit Arrangement

Special Housing Loan Package


MYHOMEBUDGETER LOAN

A multipurpose loan ideal for existing homeowners who want to lighten their debt burden
by borrowing against the value of any real estate property registered under their name.

  • Filipino or dual Filipino citizen
  • If foreigner, must be married to a Filipino citizen
  • At least 21 years old upon loan application
  • At most 70 years old upon loan maturity
  • Permanently employed for at least 1 year
  • If self-employed, business must be in profitable operation for at least 2 years

STEP 1

Complete Requirements

Scan and/or gather all requirements needed

STEP 2

Accomplish Application Form

Completely fill up and sign a Home Loan application form.

STEP 3

Get Approved

Submit your application form with the required documents to any RCBC or RCBC Savings Bank branch near you. You'll be notified of your approval within 5 days

I am employed, what documents do I need to submit?
  • Accomplished Home Loan Application Form
  • 2 Valid Gov't-issued IDs
  • Marriage Contract, if married; Birth Certificate, if single
  • Original Certificate of Employment and Compensation
  • Latest Income Tax Return (ITR)
  • Company ID
  • Collateral Documents:
    • Photocopies of TCT, Tax Declaration, Tax Receipt, Tax Clearance, or CTS
    • Location Plan/Vicinity Map of Property
    • Building Plan/Bill of Materials (for construction)
    • Statement of Account (for loan take-out and acquisition from developers)
I am self-employed, what documents do I need to submit?
  • Accomplished Home Loan Application Form
  • 2 Valid Gov't-issued IDs
  • Marriage Contract, if married; Birth Certificate, if single
  • Business Registration with DTI
  • Audited Financial Statements and ITR
  • List of Suppliers and Customers
  • Collateral Documents:
    • Photocopies of TCT, Tax Declaration, Tax Receipt, Tax Clearance, or CTS
    • Location Plan/Vicinity Map of Property
    • Building Plan/Bill of Materials (for construction)
    • Statement of Account (for loan take-out and acquisition from developers)

Ready to move into your new home?

Apply Online Visit any branch near you

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